Got a Vehicle? Cash Coming Soon

Auto Insurance Checks to Hit Mailboxes Starting This Week  
 
LANSING, Mich. - Governor Gretchen Whitmer and Michigan Department of Insurance and Financial Services (DIFS) Director Anita Fox today announced that the Michigan Catastrophic Claims Association (MCCA) will complete the transfer of $3 billion in surplus funds to Michigan’s auto insurers this week. Once complete, the transfer will trigger a 60-day deadline for auto insurers to send out required $400 refund checks per vehicle to eligible Michiganders no later than May 9, 2022. 
 
“If you are eligible for a refund, your auto insurer will send it to you automatically and you do not need to take action. Incorrect information could cause delays, so drivers may wish to confirm that their insurer has their current address and banking information,” said Director Fox. “Now that the refund process has begun, it is especially important for consumers to be alert for potential scams. No one should call you seeking your personal information in order to get your refund, and if you get such a call – hang up and call your insurance agent or company directly to verify the legitimacy of the call.”   
  
Refund details:  

• Anyone who had a vehicle, motorcycle, or RV that was insured by a policy that meets the minimum insurance requirements to operate on Michigan roads as of 11:59 p.m. on October 31, 2021, is eligible to receive a refund for that vehicle.   

• Eligible Michigan policyholders will receive $400 per vehicle, or $80 per historic vehicle.   
• Refunds must be delivered in the form of checks or ACH deposits. Gift cards, premium discounts, and credits against current or future balances are not allowed.   

“These $400 refunds are game-changers for so many Michigan families,” said Governor Whitmer. “I called for these refunds because I am committed to lowering costs for Michiganders and putting money back in people’s pockets. They are possible because we worked across the aisle to pass bipartisan auto insurance reform, and we will keep working together to grow our economy and build a state where families can thrive.”